Banking & Lending

Banks, financial institutions, and private lenders need legal counsel that can guide them through the complexities of federal, state, and international regulations and provide the solutions to get deals done.  CMM’s Banking & Lending attorneys fill this role for major international and regional institutions that seek practical, hands-on guidance and representation in connection with commercial lending, financing transactions, commercial litigation, mortgage foreclosure, property acquisition, loan workouts, compliance, the delivery of customer products and services, labor and employment matters, and related issues.

Representative Matters

Restructuring/Loan Workouts
Having successfully represented banks, private lenders, and corporate borrowers in loan workouts and debt restructuring, CMM attorneys have the perspective and understanding required to negotiate practical solutions for financial institutions facing problematic loans.  Our Banking & Lending team has the added advantage of drawing on the experience of CMM attorneys in other disciplines, including tax and corporate, to handle all aspects of the loan workout process, from asset searches to refinancing to litigation, in a favorable manner for lenders.

Transactions/Mergers & Acquisitions; Commercial Lending
Our team has advised numerous banks, financial institutions, and other lenders in connection with complex transactions including mergers and acquisitions and cross-border deals, with particular experience in the healthcare, technology, real estate, and construction industries.

We regularly advise banks and private lenders on all aspects of commercial credit structuring and consumer lending and have successfully closed a significant number of such transactions. We are also well versed in customer privacy issues and credit disclosures.

Customer Products & Services
In addition to working with financial institutions in all facets of commercial lending, our team also advises them in connection with their product and service offerings to customers. We prepare the documentation needed to bring new products and services to market and regularly work with clients to evaluate their advertising campaigns and marketing strategies with an eye toward compliance in this heavily regulated industry.

Labor & Employment
The firm serves in a general counsel role for many financial institutions and private lenders with respect to workplace issues. We advise them on compliance with federal, state, and local labor and employment laws on issues ranging from overtime pay to employment discrimination.  We work closely with clients in the financial sector to custom-tailor employment policies, draft employment documents, and guide them through day-to-day labor and employment issues.

Regulatory Issues/Compliance
CMM’s Banking & Lending attorneys are well versed in the myriad laws and regulations that impact the financial services industry. Our team has experience conducting internal investigations throughout the world and representing financial clients in Foreign Corrupt Practices Act (FCPA), anti-money laundering (AML), and cross-border investment matters and our attorneys have appeared before the U.S. Congress, Department of Justice (DOJ), Securities & Exchange Commission (SEC), and other agencies.

Banking Litigation
CMM attorneys are seasoned litigators with extensive courtroom experience representing financial institutions, banks, and other lenders in a variety of matters including commercial and residential foreclosure actions, collection matters, mergers and acquisitions, regulatory issues, UCC claims, and commercial matters including breach of contract and director and officer liability. We focus on devising the most efficient and cost effective strategies to overcome the financial and other burdens of litigation.